Christina asked: I had a rough time a few years ago, and stopped paying my credit cards and cell phone to be able to keep paying the rent and then i lost my job, it was all sent to debt collectors. I’m ready to get this taken care of so I can rebuild my credit [...]
sadlymistaken asked: You know where you call and they stick all your debt all together and then lower your interest rate so you can pay it off faster. Does that stay on your credit report, like filing bankruptcy?
MissBellaGirl asked: I want to start getting out of debt so we can afford some stuff for ourselves. I feel like I need to pay these debts off and then think about what we need in our home. I mean we have food and clothes and all but, just the things that needs replacements like [...]
Day Dreamer asked: I have several credit cards, many from the same institution. I’d like to combine all the ones from the same institution into one. All the cards are paid off monthly – I am not carrying any debt. Will this hurt my score? Will this hurt me in any other way?
Sunshine asked: I have paid off my car lease and balloon payment of $11,000 with a credit card because it had a lower APR…now I regret doing it because my credit looks terrible bc I have such a high balance. I do not own a house and I applied for a few personal loans or [...]
cutiehoney242 asked: Like a debt relief company of program? Do you know how it works? He has money taken from his IRA but they didn’t take enough out of it. Now he owes $19000 and he does not have it. They only took 10% out of his IRA when they should have taken about 30%. [...]
Wonderer asked: I sent a “Debt Validation Letter” to a collection company who out of the blue says I owe $117 for some record club. They failed to respond to the Debt Validation letter, but their collections status notice remains on my credit report. What action can I take if they will not vailidate the [...]
pinkwac asked: I’m thinking I have some debt that is unpaid from years ago. I have not received any other bills in the mail. But know that I have small debts out there. What is the safest best way to find that information out so I can pay them?
jackrabbit_s asked: I hear them claim to reduce your credit card debt by 30 to 60 percent.
burned11 asked: I have a full-time job, i live at home with mom and still can’t get out of debt. I don’t spend money foolishly, except for going out to the bars. So obviously I know you’ll say to stop doing that. But I would like some input on how else I can slash my [...]
